Information for Boating Atlantic Industry members

As you know, the situation with novel coronavirus (COVID-19) has been rapidly evolving in Canada and across the world.

Payroll information
Here is the link that should help with and Payroll questions that you may have while dealing with the COVID-19 crisis
https://payroll.ca/PDF/Resources/Payroll-and-Covid19-Infoline.aspx

APRIL 3, 2020 UPDATE

FEDERAL BUSINESS AID 
Canada Emergency Wage Subsidy  
The federal government has released the details of the new Canada Emergency Wage Subsidy, which would cover 75% of the first $58,700 normally earned by employees (up to a maximum benefit of $847 per week). Below are the key details for your business:
  • Eligible employers include individuals, taxable corporations (including non-resident corporations operating in Canada), and partnerships consisting of eligible employers as well as non‑profit organizations and registered charities. 
  • To claim the benefit, employers will need to show at least a 30% drop in gross revenues in March, April, or May compared to the same month in 2019 — see table below:
Wage Subsidy — Eligibility Periods

Period 1     March 15–April 11
March 2020 over March 2019

Period 2  April 12–May 9
April 2020 over April 2019

Period 3 May 10–June 6
May 2020 over May 2019

  • The 75% subsidy will be based entirely on the salary or wages actually paid to employees. All employers will have to attest that they’ve done all they can to cover the remaining 25% and top employees up to their full pay.
  • Note that the Wage Subsidy and Canadian Emergency Response Benefit (CERB) cannot be claimed at the same time, to avoid ‘double-dipping’. Please keep this in mind when furloughing any employees.
  • Employers will be able to apply for the wage subsidy through the Canada Revenue Agency (CRA) online portal in the coming weeks. The finance minister indicated that funds will start to flow in approximately 6 weeks. If you haven’t already, please set up your CRA My Business Account online today to ensure you receive the benefit payment faster.  https://www.canada.ca/en/revenue-agency/services/e-services/e-services-businesses/business-account.html
Please see the full Finance Canada backgrounder at   https://www.canada.ca/en/department-finance/news/2020/04/the-canada-emergency-wage-subsidy.html  
 
 
Canada Emergency Response Benefit (CERB)  
If you stopped working because of COVID-19, the Canada Emergency Response Benefit (CERB) may provide you with temporary income support.
The CERB provides $500 a week for up to 16 weeks.
Eligibility
The benefit will be available to workers:
  • Residing in Canada, who are at least 15 years old;
  • Who have stopped working because of COVID-19 and have not voluntarily quit their job;
  • Who had income of at least $5,000 in 2019 or in the 12 months prior to the date of their application; and
  • Who are or expect to be without employment or self-employment income for at least 14 consecutive days in the initial four-week period. For subsequent benefit periods, they expect to have no employment income.
  • The Benefit is only available to individuals who stopped work as a result of reasons related to COVID-19.
 
$40k interest-free loan for small businesses: please contact your commercial bank to find out how to apply
The new Canada Emergency Business Account will provide interest-free loans through financial institutions of up to $40,000 guaranteed by the government to eligible small- and medium-sized enterprises (SMEs). To qualify, businesses will need to demonstrate they paid between $50,000 to $1 million in total payroll in 2019. Repaying the balance of the loan on or before December 31, 2022 will result in loan forgiveness of 25 percent (up to $10,000).  
 
Federal Payment Extensions
HST: don’t have to pay until June 30th
Corporate and personal tax balances owing and instalments for 2020:  do not have to pay until September 1st  
 
BOATING INDUSTRY INORMATION
Sail Nova Scotia releases their position on access to Yacht Clubs
  “Provincial directives to help reduce the spread of COVID-19 apply to all individuals, including sailors and sailing clubs. Please stay in your home or neighbourhood and avoid all non-essential travel.” 
During this temporary period Clubs are encouraged to close member access to outdoor storage yards, wharves, moorings, docks, and indoor facilities.
 
Boating Atlantic suggests the following:
If your business has work to do on a boat on Yacht Club premises, please contact the Yacht Club directly to make sure you are able to access that boat within the Provincial directives.
 
Sport Fishing Season in Nova Scotia has been delayed
To further protect Nova Scotia’s population in these unprecedented times of risk, the 2020 sportfishing season is delayed until at least May 1. In keeping with Public Health’s advice for people to stay isolated at home, the province is limiting activities that can take people far from their homes, including closing public parks and beaches and delaying the 2020 sportfishing season.
ACTIVITIES NOT ALLOWED:
• All angling, for all species; including all trout species and smallmouth bass
• Angling for all species in both tidal and non-tidal waters; including the Bras d’Or Lakes
• Angling in all waterbodies; including those accessed through private property, your own or someone else’s
All Water Bodies: This delay is in place for all water bodies, regardless of whether or not a fishing licence is required; including tidal waters (saltwater).
Penalties: Anyone caught angling during this delay of season can be charged with fishing during a closed time, whether or not a fishing licence is required.
Licences: If you have already purchased a 2020 fishing licence, it is valid until March 31, 2021. No refunds will be issued.
Dip netting for smelt or gaspereau will still be allowed as it is a federally regulated activity that is not included in the angling season and does not require a licence.
 
Small Mouth Bass Spring ToUrnaments cancelled in New Brunswick
The New Brunswick Sports Fishing  Associations have announced that small mouth bass tournaments are cancelled this spring because of the COVID 19 Virus and the fact that they cannot collectively gather to conduct the tournaments.
 
PROVINCIAL BUSINESS SUPPORT
Information and links for provincial support in the Atlantic Provinces during the COVID 19 pandemic
 
Nova Scotia
An on-line tool to determine if your business can stay open
 
Information about Nova Scotia Financial Support for business
 
Prince Edward Island
Support for Business and Employees
 
New Brunswick
Support for New Brunswick Businesses
 
Newfoundland and Labrador
All information regarding COVID-19
 
 

Operational Best Practices for Marine Business

As an outdoor activity boating is a great way to get away from the stress and anxiety caused by the pandemic.

Here a few best practice recommendations :

Many marinas, dealerships and trade members are closing their retail store for the next couple of weeks (in line with government directives on public facilities). Now is a great opportunity to have staff take care of a project or two that have been at ‘the bottom of the list’. Get creative – Seek & communicate new / alternate means that you can introduce to sell your products. Look at options for online sales, pick-up or delivery service and more.

Have staff prepare on site facilities but do not open public spaces to the public currently – i.e. swimming pools, restaurants.

Your washroom facilities should be well stocked with sanitizing supplies, have recommendations posted, be cleaned thoroughly and frequently. If you have multiple stalls you may want to limit access/ number of users.

Consider ‘Risk Factors’ for your team – staff that have existing illnesses such as respiratory or diabetes should be supported appropriately to minimize their exposure.

Review Social distancing in your office environment. Staff need to be 3 – 6 feet apart as a minimum – get creative and make this a priority.

Consider your fuel dock staff, yard staff and make clear guidelines on how they too must respect social distancing in that environment – communicate this to your customers as well so they know what to expect when they approach the fuel dock or anyone in your facility.

Invite your clients to come to the marina to ‘Hug their boat’ – create a positive moment during a challenging time. While doing so remind them of your expectations for responsible Social Distancing (see below).

Communications

You are encouraged to ‘become your own media company’ and actively, openly and frequently act as a conduit to information while being sincerely willing to listen to the voices and concerns of your staff and clients.

Meet with your teams daily – provide updated info, hear their concerns, remind them of your policies regarding sanitizing – their own hands as well as your facilities and your expectations of guests. If any of your staff can work from home, then please encourage them to do so.

There are everyday actions that can help prevent the spread of germs that cause respiratory illnesses. Take these everyday steps to reduce exposure to the virus and protect your health:

  • • wash your hands often with soap and water or alcohol-based hand sanitizer
  • • sneeze and cough into your sleeve
  • • avoid touching your eyes, nose or mouth
  • • avoid contact with people who are sick
  • • stay home if you are sick

Communicate with your clients – insist that they self-quarantine for 14 days if they have been out of the country. Respectfully suggest they stay home if they are sick. Advise them of your plans – for launch / opening / scheduled events and so on (HAPPY THOUGHTS!!). Many businesses are advising clients that they will no longer process any cash transactions but will still take credit or debit cards or e-transfers for payment.

Communicate frequently through your email database, social media platforms and any others you use regularly.

Social distancing includes, but is not limited to:

  • Talking to your supervisor, manager, or employer about the possibility of working from home where possible.
  • Avoiding non-essential trips in the community / If you must go into the community for an essential trip via taxi or rideshare, be sure to keep the windows down.
  • If possible, limit or consider cancelling group gatherings.
  • If you have meetings planned, consider doing them virtually instead of in person.

Whenever possible, spend time outside (Like maybe ON A BOAT!!) and in settings where people can maintain a 1-2 meters (3-6 feet) distance from each other.












  • The Canadian Federation of Independent Business (CFIB) has put together an excellent Q&A and list of resources for businesses. In addition, they have also opened their Helpline to all business owners including non-CFIB members for advice on managing COVID-19 situations in the workplace. To talk to an expert, please call 1-888-234-2232.